Bear and I are strapped. Totally strapped. Since we moved to Modesto I haven’t been able to find work, when I have gotten up the health and motivation to try, because I’m either overqualified for the Barnes & Nobles of the world, or I’m underqualified when competing against all the Bay Area commuters who don’t want to commute anymore.
We were doing fine until Bear got his pay cut. He’s supposed to get a promotion in the fall and then we’ll be doing great, but right now? It’s rough.
In the meantime we moved three times in three months, have car payments, flight loan payments, law school payments, my school payments all because of this freaking economy and the fact that trying to find a job out of college that actually pays you enough to live is impossible. For the first time in my life I have creditors calling me.
We’re doing everything we can to cut back. We don’t go out anymore, we don’t spend ANY money we can get away without spending, even if that means Bear’s brother doesn’t get a wedding gift. We don’t rent movies or even buy ice cream.
We also can’t afford health insurance, or car insurance. In NH, where our car is registered,it’s legal to not have car insurance, and even though we now live in CA where you’re supposed to have it, it just wasn’t as pressing as the student loan guy threatening to destroy my credit with the touch of a button.
Until today.
We got home from church and holed up in the house, and at 12:30 am I got a phone call from the police department saying that they had recovered our car. It had been stolen, in BROAD daylight, from our parking spot RIGHT BELOW OUR APARTMENT.
Good News: It’s been recovered.
Bad News: It was recovered after it crashed into somebody’s house. We don’t know the extent of the damage yet, the Police Officer I talked to said it wasn’t driveable but she also said the only damage was the front end. So who knows.
We have no idea what we’re going to do. We just finished making payments on it and we were really looking forward to putting that money into some of our school debts, but it looks like we’re going to have to buy a new car, and find a way to pay for insurance as well.
I’m sick to death of this.